Frequently asked questions

To qualify for a vimr credit account your business must meet the following eligibility requirements:

• UK registered limited company with at least 6 months trading history
• Generate monthly recurring revenue of at least £25,000
• No County Court Judgments against you or your business in the last 12 months

If not, you may still qualify for a vimr prepaid account that will automatically upgrade to a credit account once your business meets the requirements.

We charge a monthly fee per user based on the plan you choose. You have the option to earn points on card purchases for an annual fee. The details of our plans can be found on our pricing page.

If you pay your monthly balance in full by the due date you will not incur a fee. If you choose to spread out payments beyond the due date you will incur a one-off fee based on the payment amount.

We don’t charge any domestic or foreign transaction fees.

Yes! 

Unlike our competitors, vimr provides a real credit card that is widely accepted by merchants including Facebook, Google Adwords and Amazon Web Services. Use our card for all your business purchases and earn points on everything.

Subject to our credit assessment, we will provide your business with a real credit limit. Unlike prepaid cards you don't have to deposit funds to use your vimr account or transfer funds from your account to individual vimr cards - we don’t take cash out of your business.

If you choose to add rewards points to your vimr plan you will earn 1 point for every full £1 spent on card purchases. Points will be credited to your account monthly.

Points earned can be redeemed for cashback at an exchange rate of 1 point for 1p (1% cashback).